How Long Does It Take To Unfreeze Credit Card. The amount of time needed to unfreeze the account depends on whether the bank or the account holder initiated the freeze. The bank will start the process as soon as you fulfill all their requirements or settle the unpaid debts.

When you enter the pin at experian's security freeze center, you can lift a credit freeze online immediately. A credit freeze, also called a security freeze, helps stop identity thieves from taking out credit in your name by preventing new creditors from accessing your credit report. If you plan to unfreeze your credit, you can set it up as far as 15 days before you want it to happen.